May 13th, 2013
When you are purchasing a home as a single woman, you have plenty of advantages. It is wonderful to be able to decide exactly which property you want without having to rely on the input of other members of your family. You can follow these tips to make your home buying experience a success.
First, take some time to evaluate your needs before you start looking at properties. Take a piece of paper, and divide it into two columns. One column should list your needs, or the non-negotiable things that Read the rest of this entry »
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May 12th, 2013
Now is a great time to buy real estate, as house prices are down across the board and banks are finally starting to recover from the housing crisis of 2007 and 2008. So if you are thinking about buying real estate in the near future, then you are certainly not alone. And while you may find that there are some great deals on real estate out there at this point in time, there are some situations where it may actually be Read the rest of this entry »
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May 8th, 2013
As you budget for your next move, don’t overlook these hidden costs of moving.
1. Packing materials
If you’re packing your own belongings, you’ll have to purchase copious amounts of cardboard boxes, packing tape and stuffing material. Even if you manage to procure free boxes, the tape and filler are still expensive necessities.
2. Time lost at work
It takes a tremendous amount of time to organize a move. You’ll likely need to dip into your Read the rest of this entry »
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May 4th, 2013
It appears as if we hear the terms "Fannie Mae" and "Freddie Mac" on a daily basis. They both seem to blend into each other; however, they are institutions that serve different functions within the mortgage industry.
Fannie Mae stands for Federal National Mortgage Association (FNMA). It was established in 1938 by congress after the Great Depression in order to stimulate the home buying industry. Fannie Mae established the initial secondary market for home loans.
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May 3rd, 2013
Many people with less than stellar credit worry that they may not be able to purchase a home. If you are one of these people, the first thing that you need to keep in mind is if you are ready to buy a home. Is your credit a product of bad luck or bad decisions? If it’s the latter, are you now prepared to take on the big responsibility of paying for a mortgage? If you foreclose on your home, your credit will get even worse than it already is currently, and you may have to Read the rest of this entry »
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